Terms & Conditions

These Terms & Conditions ("Terms") govern your access to and use of fiveminutevaluation.com and any related tools, content, features, or services (collectively, the "Service") provided by FiveMinuteValuation ("FiveMinuteValuation", "we", "us", or "our"). By accessing or using the Service, you agree to be bound by these Terms.

If you do not agree to these Terms, you must not access or use the Service.

Last updated: April 7, 2026

1. Acceptance of Terms & Eligibility

By accessing or using the Service, you represent and warrant that:

  • You are at least 18 years of age or the age of majority in your jurisdiction.
  • You have the legal capacity and authority to agree to these Terms.
  • You will comply with these Terms and all applicable laws and regulations when using the Service.

If you are using the Service on behalf of a company or other legal entity, you represent and warrant that you have authority to bind that entity to these Terms, in which case "you" and "your" will refer to that entity.

2. Definitions & Interpretation

For the purposes of these Terms:

"Service" means the website located at fiveminutevaluation.com, any subdomains, and any associated tools, content, calculators, reports, dashboards, interfaces, or services provided by FiveMinuteValuation, whether accessed via web, mobile, or other devices.

"Valuation Output" means any valuation estimate, score, indication of value, benchmarking result, scenario analysis, or other output generated or displayed by the Service based on the data you provide or third-party data sources.

"User Content" means any data, information, documents, text, graphics, or other materials that you upload, submit, enter, or otherwise make available through the Service, including business metrics, financial data, and qualitative inputs.

"Professional Advice" means any legal, tax, accounting, investment, financial, or other professional advisory services regulated by applicable law or professional bodies.

Headings are for convenience only and do not affect interpretation. Words in the singular include the plural and vice versa. References to "including" mean "including without limitation".

3. Description of Service & Permitted Use

FiveMinuteValuation provides an informational tool that helps users quickly generate indicative valuation outputs for companies or projects based on limited inputs and industry benchmarks. The Service is designed for educational and exploratory purposes, not for definitive pricing or transaction execution.

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service solely for your internal business purposes or personal, non-commercial use. You agree not to:

  • Use the Service in any way that violates applicable laws or regulations.
  • Reverse engineer, decompile, disassemble, or attempt to derive the source code or underlying models of the Service.
  • Circumvent, disable, or otherwise interfere with security-related features or access controls.
  • Use any automated system (including bots, scrapers, or crawlers) to access or interact with the Service, except as explicitly permitted in writing.
  • Resell, lease, sublicense, or otherwise make the Service available to third parties as a standalone offering without our prior written consent.

We may modify, suspend, or discontinue any part of the Service at any time, with or without notice, and without liability to you, provided that such changes do not materially degrade any paid features you have already purchased during the applicable subscription term, if any.

4. Valuation Outputs & No Professional Advice

The Valuation Outputs provided by the Service are based on limited information, assumptions, and generalized models. They are inherently uncertain and may not reflect the actual or achievable value of any company, security, asset, or transaction. Actual values and outcomes may differ materially from any indicative outputs.

No financial, investment, or professional advice. The Service and all Valuation Outputs are provided for general informational and educational purposes only and do not constitute Professional Advice. FiveMinuteValuation is not a registered investment adviser, broker-dealer, valuation firm, or law or accounting firm, and we do not provide personalized investment, financial, tax, legal, or accounting advice.

You acknowledge and agree that:

  • You are solely responsible for evaluating any Valuation Outputs and any decisions or actions you take based on them.
  • You will not rely on the Service or any Valuation Outputs as the sole basis for pricing, negotiating, executing, or structuring any investment, sale, acquisition, financing, or other transaction.
  • You will consult appropriate qualified professionals before making any financial, investment, legal, or tax decisions.
  • We make no representation or warranty as to the accuracy, completeness, timeliness, or suitability of any Valuation Outputs for your specific circumstances.

To the fullest extent permitted by law, we disclaim all liability arising from any use of or reliance on the Valuation Outputs or other information provided by the Service.

5. Accounts, Privacy & Security

You may be required to create an account or provide certain information in order to access some features of the Service. You agree to provide accurate, current, and complete information and to keep it up to date. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account.

You agree to notify us immediately of any unauthorized access or use of your account or any other breach of security. We are not liable for any loss or damage arising from your failure to protect your account credentials or comply with these obligations.

Your use of the Service is also subject to our Privacy Policy, which explains how we collect, use, and protect your personal information. By using the Service, you consent to our privacy practices as described in the Privacy Policy.

The Privacy Policy is incorporated by reference into these Terms. If there is a conflict between these Terms and the Privacy Policy, these Terms will control to the extent of the conflict, except where otherwise required by law.

6. User Content & Data Usage

You retain ownership of any User Content you submit to the Service. By submitting User Content, you grant FiveMinuteValuation a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, host, store, reproduce, modify, analyze, create derivative works from (such as aggregated analytics or models), and display such User Content as necessary to operate, improve, and provide the Service and to develop new products or features.

Where we use your User Content for benchmarking, model training, or analytics, we will do so in aggregated and/or de-identified form whenever reasonably practicable so that it does not individually identify you or your business, except as necessary to provide specific features of the Service you request.

You represent and warrant that you have all rights, permissions, and consents necessary to submit the User Content and to grant the rights described in these Terms, and that your User Content does not infringe, misappropriate, or violate any third-party rights or applicable law.

We may remove or restrict access to any User Content that we believe violates these Terms or is otherwise objectionable, at our sole discretion and without notice.

7. Fees, Payments & Trials

Certain features of the Service may be offered on a paid basis, including subscriptions, add-ons, or one-time purchases. If you choose a paid plan, you agree to pay the fees and charges disclosed at the time of purchase, plus any applicable taxes, using a valid payment method.

Unless stated otherwise, subscription-based plans automatically renew at the end of each billing cycle, and you authorize us (or our payment processor) to charge your payment method for the renewal fees. You may cancel your subscription before the renewal date to avoid future charges; cancellation will take effect at the end of the current billing period, and we typically do not issue refunds for partial periods unless required by law or explicitly stated in our refund policy.

If we offer free trials or promotional pricing, any such offers are subject to the specific terms disclosed at signup. At the end of a trial, unless you cancel, your subscription may convert to a paid plan and your payment method may be charged at the then-current rate.

8. Intellectual Property & License Restrictions

The Service, including all software, models, algorithms, designs, text, graphics, logos, trademarks, trade names, interfaces, and other content (excluding your User Content), is owned by or licensed to FiveMinuteValuation and is protected by intellectual property and other laws. Except for the limited license granted to you in these Terms, we and our licensors reserve all rights in and to the Service.

You agree not to remove, alter, or obscure any proprietary notices (including copyright and trademark notices) on or in the Service. Any use of our trademarks, trade names, or brand elements requires our prior written consent and must comply with our brand guidelines, if provided.

9. Third-Party Services, Data & Links

The Service may integrate with, rely on, or provide access to third-party services, data sources, APIs, or websites. We do not control and are not responsible for the content, accuracy, or practices of any third-party services or websites, even if they are linked from or integrated into the Service.

Your use of third-party services and data may be subject to separate terms and privacy policies between you and those third parties. It is your responsibility to review and comply with those terms. We are not liable for any loss or damage arising from your use of third-party services or data in connection with the Service.

10. Prohibited Conduct

In addition to any other restrictions in these Terms, you agree that you will not, and will not permit or encourage any third party to:

  • Use the Service in any manner that could damage, disable, overburden, or impair our servers or networks.
  • Attempt to gain unauthorized access to the Service or related systems or networks.
  • Upload or transmit any viruses, malware, or other harmful computer code.
  • Use the Service to engage in fraudulent, misleading, or deceptive practices.
  • Use the Service to collect or harvest any personal data of other users without their consent.
  • Misrepresent your affiliation with any person or entity in connection with the Service.
  • Use the Service to build or train a competing product or service without our prior written consent.

11. Termination & Suspension

We may suspend or terminate your access to the Service (or any portion thereof) at any time, with or without notice, if we reasonably believe that you have violated these Terms, pose a security or legal risk, or if we discontinue the Service. Upon termination, your right to use the Service will immediately cease, and you must stop all access and use.

If you have an active paid subscription at the time of termination that is not due to your breach of these Terms, we will, where required by law or as stated in our refund policy, provide a pro-rata refund or continued access for the remainder of the paid period, at our discretion.

Sections of these Terms that by their nature should survive termination (including ownership provisions, warranty disclaimers, limitations of liability, and dispute resolution provisions) will continue to apply after termination.

12. Disclaimers & Limitation of Liability

Disclaimers. To the maximum extent permitted by law, the Service (including all Valuation Outputs and content) is provided "as is" and "as available", without warranties of any kind, whether express, implied, or statutory. We expressly disclaim any implied warranties of merchantability, fitness for a particular purpose, non-infringement, and any warranties arising out of course of dealing or usage of trade. We do not warrant that the Service will be accurate, complete, reliable, error-free, secure, or uninterrupted.

Limitation of liability. To the maximum extent permitted by law, in no event will FiveMinuteValuation or its founders, employees, contractors, partners, or suppliers be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages, or for any loss of profits, revenues, data, goodwill, or business opportunities, arising out of or in connection with your use of or inability to use the Service, whether based on warranty, contract, tort (including negligence), statute, or any other legal theory, and even if we have been advised of the possibility of such damages.

To the extent any liability is not lawfully excluded, our total aggregate liability arising out of or relating to the Service or these Terms will not exceed the greater of (a) the amounts you have paid to us for the Service in the twelve (12) months preceding the event giving rise to the claim, if any, and (b) one hundred U.S. dollars (US$100).

13. Indemnification

You agree to indemnify, defend, and hold harmless FiveMinuteValuation and its founders, employees, contractors, and partners from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or in connection with:

  • Your access to or use of the Service or Valuation Outputs.
  • Your User Content, including any allegation that it infringes, misappropriates, or violates any third-party rights.
  • Your violation of these Terms or any applicable law or regulation.
  • Your gross negligence, willful misconduct, or fraud.

We reserve the right, at your expense, to assume the exclusive defense and control of any matter subject to indemnification by you, and you agree to cooperate with our defense of such claims.

14. Governing Law & Dispute Resolution

These Terms and your use of the Service will be governed by and construed in accordance with the laws of the jurisdiction in which FiveMinuteValuation is organized and primarily operates, without regard to its conflict of law principles. The specific governing jurisdiction may be indicated on our website or in your order form or subscription details.

Any dispute, controversy, or claim arising out of or relating to these Terms or the Service will first be attempted to be resolved informally by good-faith negotiations between you and us. If the dispute is not resolved within thirty (30) days, it may be submitted to binding arbitration or to the courts of the governing jurisdiction, as specified in any separate dispute resolution policy or agreement we have with you. Nothing in this section limits either party’s right to seek injunctive or other equitable relief in a court of competent jurisdiction.

15. Changes to These Terms & the Service

We may update these Terms from time to time to reflect changes in our Service, business, or legal requirements. When we make material changes, we will update the "Last updated" date at the top of this page and may provide additional notice (such as by email or in-product notification).

Your continued use of the Service after any updated Terms become effective constitutes your acceptance of the revised Terms. If you do not agree to the updated Terms, you must stop using the Service.

16. Miscellaneous

Entire agreement. These Terms, together with any additional terms or policies referenced herein (including our Privacy Policy) and any applicable order forms or subscription details, constitute the entire agreement between you and FiveMinuteValuation regarding the Service and supersede all prior or contemporaneous understandings relating to the Service.

Assignment. You may not assign or transfer these Terms, by operation of law or otherwise, without our prior written consent. We may freely assign or transfer these Terms in connection with a merger, acquisition, corporate reorganization, or sale of assets, or by operation of law.

Severability. If any provision of these Terms is held to be invalid or unenforceable, that provision will be enforced to the maximum extent permissible, and the remaining provisions will remain in full force and effect.

No waiver. Our failure to exercise or enforce any right or provision of these Terms will not constitute a waiver of such right or provision.

Contact Us

If you have any questions about these Terms or the Service, you can contact us at: